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The Iris Hodge Agency is a full service insurance provider of personal insurance for autos, boats, homes, mobile homes and apartments as well as small businesses. If you are looking for the best insurance at the best price call Melissa Etheridge today at 843-665-7992 for your free quote with no obligation. Iris Hodge Agency - "Our name says it all"
Auto and Motor Vehicle Insurance
Auto and Motor Vehicle insurance provides financial coverage in the event of an accident, theft, vandalism or collision involving a motor vehicle. Policies typically provide property, liability and medical coverage. Property coverage pays for damage to or theft of a vehicle. Liability coverage takes care of the policyholder’s legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of rehabilitation, treating injuries and in some cases lost wages and funeral expenses. Auto and RV insurance covers cars, RVs, motorcycles, all-terrain vehicles (ATVs) and watercraft.
Home and Property Insurance
Home and Property insurance guards a policyholder’s physical residence and its contents against loss or damage from perils such as fire, flood, theft, vandalism, hurricane, hail and lightning. It also covers an individual’s legal responsibility (liability) for any injuries people might suffer while on the covered property. The main types of Home and Property Insurance are: Homeowners Insurance, Mortgage Indemnity Guaranty, Mortgage Insurance, Title Insurance, Excess Liability Insurance and Excess Flood Insurance.
BUSINESS INSURANCE
Property insurance protects the assets your business owns, including the building and equipment, from destruction or damage.
Contents insurance protects your business equipment from perils such as fire, flood, or theft. To determine how much property or contents insurance you'll need, create an itemized list of your business' assets and their individual dollar values. Then decide which assets you actually want to insure and for what value, which will determine the insurance premium.
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